Overview
The Commercial Payer Rates Data allows an analyst to uncover numerous insights into commercial payer rates across all 50 states. In sum, the data in the spreadsheet includes:
- Pricing from all major commercial insurers - this amounts to ~ 170 million lives, which represents 95% of commercial coverage
- More than ten thousand insurance plans
- Three-and-a-half million providers and organizations
- The ability to sort the data by:
- 47,625 CPT codes
- 76,315 HCPCS codes
- 893 MS-DRG codes
Since this data is publicly available, why is this a Trella Health product?
Answer - The original data file is massive and requires careful analytics to organize the data into an easily accessible format for use.
Customers who have purchased the Payer Rates data will receive this data directly from Trella Health via Snowflake share or in a huge number of .csv files. (We strongly suggest using the Snowflake option.) The data will be sent quarterly with each data release. If you need assistance with getting the data, make contact with your Trella Health customer success manager.
In this article
Understanding the metrics
The data includes the following metrics. Definitions for each metric are on the right side of the table.
Metric Name | Description |
Payer |
Commercial insurer name, e.g. "Anthem" or "Aetna" or "Cigna". |
Reporting Entity Name | The legal name of the entity publishing the machine-readable file. |
Plan Names | The plan name and name of plan sponsor and/or insurance company. |
NPI or Provider name | Registered ID and names as found in the NPPES. |
TIN | Tax Identification Number. Payers may use EIN or NPI as TIN. |
TIN Name | The legal entity name associated with the TIN. Not all TIN have names. |
NPI | The National Provider Identifier (NPI) is a unique identification number for covered health care providers. |
NPI Name | The legal name associated with the TIN. Not all TIN have names. |
Credentials | The credential or license associated with this NPI, as registered with NPPES. |
Taxonomy Codes | Registered NUCC taxonomy code submitted to NPPES. https://taxonomy.nucc.org/ |
NPI State | Registered State of place of business submitted to NPPES. |
County Name | Registered County of place of business submitted to NPPES. |
Entity Type | Values can be "individual" or "group", referring to registered NPPES organization type. |
Billing Code Type | Common billing code types listed here. |
Billing Codes | The code used by a plan or insurer or it's in-network providers to identify health care items or services for purposes of billing, adjudicating, and paying claims for a covered item or service. Note some payers utilize custom/proprietary billing codes for certain procedures. These are not shown in the product by default. |
Service Codes (aka place of service) |
The CMS-maintained two-digit code that is placed on a professional claim to indicate the setting in which a service was provided. When attribute o billing_class has the value of "professional", service_code is required.
|
Billing Code Modifiers |
There are certain billing code types that allow for modifiers (e.g. "TC" for the technical component of a radiology service). Modifiers may affect the allowed amount for a procedure. |
Negotiated Type | Allowed values: "negotiated", "derived", "fee schedule", "percentage", and "per diem". Our product defaults to "negotiated" and "fee schedule". |
Billing Class | Allowed values: "professional", "institutional", "both". "Institutional" refers to facility fees. |
Last Updated on | The date in which the file was last updated. Date must be in an ISO 8601 format (i.e. YYYY-MM-DD) |
Max Negotiated Rate | The highest rate paid for the selected code set |
Use Cases
What to look for
This list of example strategies is not comprehensive. There is a lot of data and many ways to view it.
Since these examples depend on filtering and sorting, the metric names are identified in bold color.
- Compare rates by code for a selected payer across all providers - see where you rank
- Select a specific Payer
- Choose a specific billing code
- Identify new payers to partner with on favorable rates
- Filter to your NPI State or County
- Choose a specific billing code
- Sort by Max Negotiated Rate - lowest to highest
- Identify which adjacent products have strong rates from a payer you are already contracted with
- Select a specific Payer that you are contracted with
- Choose a specific billing code or billing codes of interest
- Sort by Max Negotiated Rate - highest to lowest
- Identify which markets have favorable rates by analyzing commercial payers.
- Sort by Max Negotiated Rate - highest to lowest
- The payers with the highest rates will be at the top. You can browse or sort further by payer or State/County
- And much more.
Using Excel Filters - for users of the .csv files.
Familiarity with working in a spreadsheet is a prerequisite for examining the payer rates data. The files are enormous, and includes millions of records.
If you do not see the filter drop down, follow the steps below to turn them on.
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Your filters should be on!
Using Excel Filters